A trucking accident usually involves a collision with a commercial or company vehicle that is designed for the delivery of large heavy loads. They can include something as small as a box truck, up to an 18 wheeler, semi-truck, dump trucks, cement trucks, and even trucks designed to carry heavy equipment.
A trucking accident would not necessarily include a passenger pick-up truck, SUV, or similar vehicle. But, if the pick-up truck is a company vehicle, there could be an insurance policy in place that is usually much larger than a personal auto policy.