Insurance & Coverage Articles
Can My Insurance Company Drop Me After a Car Accident?
Posted by: | Comments/QuestionsYou were in a car accident that was not your fault. Now your insurance company is dropping you. Can they do this? Unfortunately, yes. As a Dallas car accident lawyer, I can also tell you a little about how insurance companies behave. Insurance companies evaluate risk. Like it or not, insurance companies have different ways of […]
Read More...Accident with an Excluded Driver
Posted by: | Comments/QuestionsIf you are reading this, then you were probably involved in a car accident with an excluded driver. You are wondering what to do next. The first thing you should do is contact an experienced Dallas area car accident attorney for a free consultation and go over all your options. What is an “Excluded Driver?” […]
Read More...We Have the Same Auto Insurance?
Posted by: | Comments/QuestionsSuppose you are involved in a car accident. You exchange information with the other driver and discover that you both have the same insurance company. What now? Does that make a difference in how the claims are handled? The answer is “No.” Don’t look at it as the same insurance company. Look at it as […]
Read More...The “Intentional Act” Exception to Insurance.
Posted by: | Comments/QuestionsDuring my years of personal injury practice, I have come across situation where someone is injured as a result of some assault or other intentional act. I would even come across situations where someone was injured in a “road-rage” incident, or when an injury occurs as a result of someone who intentionally hits someone with […]
Read More...The Other Driver Will Not Cooperate with the Insurance Company
Posted by: | Comments/QuestionsMany times I have people call me and say that they are having difficulty dealing with the other driver’s insurance company because he is not cooperating with the adjuster’s investigation of the car accident. Generally speaking, a person must cooperate with their insurance company or they risk losing protection and coverage for the accident. This […]
Read More...Should I File On My Insurance After a Car Accident
Posted by: | Comments/QuestionsI am often asked by clients whether they should file on their own auto insurance policy after a car accident. They hesitate to do so because of the fear that they may be cancelled or face a rate increase. At the same time, however, they realize that they are not getting the quality of service […]
Read More...The Relationship Between PIP and Uninsured Motorist Coverage
Posted by: | Comments/QuestionsIf you are injured in an auto accident with an uninsured motorist, there are several coverages that may come into play with your claim. Of course, if you have uninsured motorist coverage (UM) , it will take the place of the liability insurance that the other driver should have had. But what if you also have personal […]
Read More...Hit And Run…Left the Accident Scene
Posted by: | Comments/QuestionsHit and run car accidents are unfortunately way too common. Sometimes people just panic and leave the scene, and other times there is something that the hit and run driver is trying to avoid. Maybe the other driver doesn’t have a driver’s license, insurance, is driving while intoxicated, or just doesn’t want to get in […]
Read More...How Gap Insurance Works
Posted by: | Comments/QuestionsSo many people have to buy cars on credit. They take out a loan and make payments over a number of years until the vehicle is paid off. But many do not think about what would happen if the car is totaled in a car accident and you are upside down on the vehicle loan. The insurance […]
Read More...Subrogation
Posted by: | Comments/QuestionsWhat is Subrogation? Subrogation refers to the right of one party to bring suit in the name of, or in the place of, another for the purpose of getting reimbursed for benefits paid to that person. The most common situation where subrogation arises is with insurance. For example, let’s assume you are involved in a car […]
Read More...How Much Auto Accident Insurance Should I Buy?
Posted by: | Comments/QuestionsIn order to answer this question, keep this important concept in mind: Liability insurance is purchased to protect your assets. The more assets you have, then the more liability insurance you should purchase. Likewise, everyone should consider their own specific financial circumstances when deciding how much car insurance to purchase. When you buy auto insurance, your […]
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