Insurance & Coverage Articles

Feb
25

Accident with an Excluded Driver

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If you are reading this, then you were probably involved in a car accident with an excluded driver.  You are wondering what to do next.  The first thing you should do is contact an experienced Dallas area car accident attorney for a free consultation and go over all your options. What is an “Excluded Driver?” […]

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Dec
04

We Have the Same Auto Insurance?

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Suppose you are involved in a car accident.  You  exchange information with the other driver and discover that you both have the same insurance company.  What now? Does that make a difference in how the claims are handled? The answer is “No.”  Don’t look at it as the same insurance company.  Look at it as […]

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During my years of personal injury practice, I have come across situation where someone is injured as a result of some assault or other intentional act.  I would even come across situations where someone was injured in a “road-rage” incident, or when an injury occurs as a result of someone who intentionally hits someone with […]

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Many times I have people call me and say that they are having difficulty dealing with the other driver’s insurance company because he is not cooperating with the adjuster’s investigation of the car accident.  Generally speaking, a person must cooperate with their insurance company or they risk losing protection and coverage for the accident.  This […]

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I am often asked by clients whether they should file on their own auto insurance policy after a car accident.  They hesitate to do so because of the fear that they may be cancelled or face a rate increase.  At the same time, however, they realize that they are not getting the quality of service […]

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If you are injured in an auto accident with an uninsured motorist, there are several coverages that may come into play with your claim.  Of course, if you have uninsured motorist coverage (UM) , it will take the place of the liability insurance that the other driver should have had.  But what if you also have personal […]

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Oct
31

Hit And Run…Left the Accident Scene

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Hit and run car accidents are unfortunately way too common.  Sometimes people just panic and leave the scene, and other times there is something that the hit and run driver is trying to avoid.  Maybe the other driver doesn’t have a driver’s license, insurance, is driving while intoxicated, or just doesn’t want to get in […]

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Sep
23

How Gap Insurance Works

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So many people have to buy cars on credit.  They take out a loan and make payments over a number of years until the vehicle is paid off.  But many do not think about what would happen if the car is totaled in a car accident and you are upside down on the vehicle loan.  The insurance […]

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Sep
22

Subrogation

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What is Subrogation? Subrogation refers to the right of one party to bring suit in the name of, or in the place of, another for the purpose of getting reimbursed for benefits paid to that person.  The most common situation where subrogation arises is with insurance.  For example, let’s assume you are involved in a car […]

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Aug
08

How Much Auto Accident Insurance Should I Buy?

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In order to answer this question, keep this important concept in mind:  Liability insurance is purchased to protect your assets.  The more assets you have, then the more liability insurance you should purchase.  Likewise, everyone should consider their own specific financial circumstances when deciding how much car insurance to purchase. When you buy auto insurance, your […]

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Apr
17

Top 10 Myths of Auto Liability Insurance

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Let’s address the top 10 myths of automobile liability insurance and how they relate to car accident claims.  As a Dallas car accident attorney, I come across these issue quite frequently.  This post is limited, however, to auto liability insurance and is not intended to address other types of insurance such as comprehensive and collision […]

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