Frequently Asked Questions
Get the other driver’s name, address, telephone number, driver’s license number, and insurance company name and policy number. If there is a police report, this information should be in the report. Be sure to get the report number from the police officer before you leave the accident scene.
Download and print the Accident Information form. Keep it in your vehicle and use it in case you are in a car accident.
Whether or not you should use your health insurance depends on many variables. Of course, you should use your health insurance when you go to the emergency room. You should also use your health insurance if you have very serious injuries requiring surgery or some other complex and expensive medical procedures. This is usually the best way to get the treatment you need without undue delay. However, sometimes using your health insurance could unnecessarily complicate your case. Likewise, the decision to use your health insurance should be based upon an assessment of the specific circumstances in your case after a consultation with your lawyer.
Yes. In order to preserve your rights under your insurance policy, you must report the claim within a reasonable time. Unlike the other person’s insurance company, your insurance company works for you. Your insurance company is legally bound to process your claim in good faith. Sometimes, dealing with your insurance company is the best way to recover some of your losses especially when the other person’s insurance company is dragging their feet. However, if you fail to report your claim to your insurance company within a reasonable time, then your insurance company may deny coverage for your losses.
Keep in mind that each insurance company operates differently. Generally speaking, however, if the accident is determined not to be your fault and you have a good claims history with your insurance company, your rates should not increase just because you filed a claim. Many times, your insurance company will get reimbursed from the liable person’s insurance company. Your insurance company will then reimburse you for any deductibles you might have paid.
Experience, Honesty, and Personalized Service. Over the years, I have listened to what my clients want in a lawyer. In order to deliver the kind of service that my clients deserve, I try to keep my caseload at a manageable level. This way, I can handle each and every case as though they were my own. I also believe that a mutual trust is achieved by maintaining good communication with the client. When you call my office, you will get to talk with your lawyer directly.
Yes! Do not delay seeking medical treatment. First and foremost, the ultimate goal is that you recover from your injuries as quickly and as completely as possible. Go to the emergency room if you need immediate medical attention. The longer you wait to get medical treatment, the harder it becomes to prove you were injured as a result of the accident. If you need further treatment, but you cannot afford to pay out of your pocket, your lawyer may be able to make arrangements with your doctor to get you the treatment you need.
Be polite and excuse yourself from the call. Then, CALL A LAWYER!!! You must understand that the other person’s insurance company works for the other person and not for you. They will probably be very comforting when they talk to you, but their loyalty is to their insured. Never give any sort of statement about the accident without first consulting a lawyer! Also know that the insurance adjuster is not a lawyer, and do not accept any legal advice from the adjuster.
Simply put, only a lawyer fully understands your rights and how to protect them. If you handle the case yourself and do or say something wrong, then it would make it more difficult for you to hire a lawyer in the future. That is why you should hire a lawyer as soon as possible!
A lawyer-client relationship is a sacred one based upon confidence. You have to know and trust your lawyer. You should feel comfortable with your lawyer on the very first visit or consultation. If you cannot speak to the lawyer personally, then be very wary of hiring that lawyer. You should always be able to speak with your lawyer personally, and not through a secretary or the office staff. You should be convinced that your lawyer will give your case the personal attention it deserves, and that your lawyer will communicate with you every step of the way.