Insurance & Coverage Articles

At-Fault Driver Will Not Contact Insurance Company

      THE DRIVER’S “DUTY TO COOPERATE.” Every insurance policy has a “duty to cooperate” clause.  This means that any person seeking coverage under the policy must cooperate with the company’s investigation and defense of the claim.  Failure to cooperate may be grounds for the insurance company to deny coverage.  But that doesn’t mean …

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Hit And Run Accidents. What to Do if the Other Vehicle Left the Accident Scene.

Hit-and-Run Car Accidents are Very Common.  There are many reason why someone will leave the scene of the accident.  Sometimes people just panic and leave the scene.  Other times the other driver doesn’t have a valid license, auto insurance, is driving while intoxicated, or just doesn’t want to get in trouble for the accident. When …

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The Difference Between PIP and Med-Pay Coverage

The Difference Between PIP and Med-Pay Coverage Can Affect How Your Personal Injury Case gets Settled. Personal Injury Protection (PIP) Personal Injury Protection, also know as “PIP,” is coverage you purchase with your auto insurance policy that covers medical expenses and lost wages as a result of injuries sustained in a car accident.  Here are some of …

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We Agreed Not to Exchange Insurance Information After a Car Accident?

You were in a car accident and the other driver convinced you not to exchange insurance information. You are involved in a car accident.  The other driver apologizes profusely.  He even agrees to pay you out of his pocket for the damages to your car.  He also convinces you not to exchange insurance information and …

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At-Fault Driver Will Not Contact Insurance Company

THE OTHER DRIVER WON’T CALL THE INSURANCE COMPANY. What do you do when the other driver just simply will not contact nor cooperate with the insurance company after a car accident? It ‘s a frustrating situation.  I get calls all the time from clients who had a car wreck with someone and the at-fault driver …

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How Texas Insurance Companies Handle Your Injury Case?

IT IS IMPORTANT THAT YOU KNOW HOW YOUR PERSONAL INJURY CASE IS HANDLED BY THE INSURANCE COMPANIES By reading this page, you will gather valuable information about the role an insurance company plays when you make a claim for personal injuries. There are different duties and responsibilities that an insurance company has depending on the …

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I Don’t Want to File on My Insurance

I got a call from a potential client who was injured in a car accident and looking for a personal injury attorney in Dallas.  Her car was also damaged.  She seemed very frustrated, which is understandable. The accident was the other driver’s fault.  She filed a claim with the other driver’s insurance company.  The other insurance …

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Should I use my Uninsured Motorist or Collision Coverage?

You just got into a car accident with an uninsured motorist.  Your car is severely damaged.  You file a claim with your insurance company and notice that your collision deductible is $1,000.00.  You also notice that you have uninsured motorist coverage with only a $250.00, deductible.  Can you use your uninsured motorist coverage instead of …

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Had An Accident with a Commercial Vehicle? How does that Effect My Injury Case?

You’ve just been injured in a car accident.  The other vehicle is a commercial vehicle or company car.  How does that effect my case? Actually, it can effect your case in a numbers of ways.  It’s not only about how hard you get hit.  It’s also about who you get hit by. What is a …

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