You also need to find out if you have collision coverage on your policy. If you do, then your insurance company will cover the damages to your car, but you will have to pay your deductible.
If you did not have uninsured motorist or collision coverage, then you will have to pay for your expenses out of your pocket. You may then choose to file a lawsuit against the excluded driver. However, unless the driver is independently wealthy or otherwise willing to reimburse you for your losses, then you are most likely out of luck.