Is the insurance company liable if I get involved in an accident with a drunk driver?

Yes.  If you are injured in an accident with a drunk driver, the other driver’s insurance company is still liable to cover your injuries and damages.  Furthermore, the insurance company may be liable to you for punitive damages in addition to the damages you are entitled to recover for your injuries.  This is why drunk driving accidents tend to have higher settlement values than other car accident cases.

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