What if the other driver did not have insurance?

Unfortunately, nearly 1 out of 5 vehicles on our Texas roadways are uninsured.  If you are involved in a car wreck with an uninsured vehicle, then your might have to make an uninsured motorist claim on your own policy.  This would also be true if you get into a “hit and run” accident.

Even if the other vehicle had insurance, but the insurance is not enough to cover your losses, then you can also make a claim for Under-insured Motorist on your onw policy.

Therefore, it is always smart to carry the right types of insurance coverage just in case you need it.

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